DETERMINANTS OF BORROWING BEHAVIOR OF RURAL HOUSEHOLDS IN KAZAKHSTAN
Аннотация
Жеке қосалқы шаруашылықтар Қазақстан ауыл халқының елеулі бөлігінің табыс көзі болып саналады. Осыған байланысты ауылдық жерлердегі микронесиелік ұйымдар әлі де болса нашар жұмыс істейді. ЖҚШ үшін АНС-тер қолжетімсіз, коммерциялық банктер филиалдарының тізбегі нашар дамыған, ресми емес қаржылық институттардың осы категориядағы шаруашылықтарға әсері аз зерделенген. Мақала бірқатар әлеуметтік- экономикалық факторлар мен сипатының ресми емес қаржылық институттарда ауыл халқының қарыз алу проблемасын шешуге әсерін зерттеуге бағытталған.
Әдебиет тізімі
1. Binswanger, H. P., Khandker, S. R., Ro- senzweig, M.R., 1989. How infrastructure and financial institutions affect agricultural output and investment in India. Working Paper No. 163. World Bank. Retrieved from http://www-wds.worldbank.org/external/default/WDSContent Serv- er/IW3P/IB/1989/03/01/000009265_3960927171152/Rendered/PDF/multi_page.pdf.
2. Bloomstein, H.J, 1998. Establishing fi- nancial market institutions in transition econo- mies - is there a role for sectoral credit institu- tions? In: Frohberg, K., Poganietz, W.-R., Edi- tors, 1998, The importance of institutions for the transition in central and eastern Europe, IAMO: Wissenschaftsverlag Vauk Kiel Kg., pp. 85-97.
3. Buyske, S.G., Lamberte, M.B., 2006. Ru- ral finance in Kazakhstan. In: Lamberte, M. B., Vogel, R.C., Moyes, R.T., Fernando, N.A., Edi- tors, 2006, Beyond microfinance: Building inclu- sive rural financial markets in Central Asia, Asian Development Bank, pp. 126-139.
4. Daniłowska, A., 2004. Agricultural credit market in Poland - experiences in the market economy. In: Petrick, M., Weingarten, P., 2004. The role of agriculture in Central and Eastern European rural development: Engine of change or social buffer? Studies on the Agricultural and Food Sector in Central & Eastern Europe, Vol. 25, Halle (Saale), IAMO, pp. 101-118.
5. Diagne, A., Zeller, M., Sharma, M., 2000. Empirical measurements of households access to credit and credit constraints in developing countries: Methodological issues and evidence. Discussion paper, No. 90. FCND. Retrieved from http://www.ifpri.org/sites/default/files/pubs/divs/ fcnd/dp/papers/fcndp90.pdf.
6. Eswaran, M., Kotwal, A., 1989. Implica- tions of credit constraints for risk Behavior in less developed economies. Oxford Economic Papers N.-S. 42 (2), pp. 473-482.
7. Feder, G., Lau, L. J., Lin, J.Y., Luo, X., 1990. The relationship between credit and prod- uctivity in Chinese agriculture: a microeconomic model of disequilibrium. American Journal of Agricultural Economics 72 (5), pp. 1151-1157. Retrieved from http://ehis. ebsco- host.com/ehost/detail?sid=267fb480-4719-485b- a5c6-b22d5154f9be%40sessionmgr15&vi d=1&hid=16&bdata=JnNpdGU9ZWhvc3QtbGl2 Z Q%3d%3d#db=bsh&AN=9605212720.
8. Gaisina, Sh., 2011. Credit through Rural Credit Partnerships for agricultural producers in Kazakhstan. Journal of Rural Cooperation, 39/2, pp. 114-130
9. Gaisina, Sh., 2014, Rural Household Saving Determinants in Kazakhstan. Journal of Rural Cooperation, 42(1), pp. 60-79
10. Gonzalez-Vega, C., 1982. Credit- rationing behavior of agricultural lenders: The iron law of interest restrictions. Discussion Pa- per No. 9.Colloquium on Rural Finance. Eco- nomic Development Institute, World Bank, Washington, D.C. eptember 1-3, 1981. Re- trieved fromhttp://pdf.usaid.gov/pdf_docs/ PNAAN113.pdf
11. Guirkinger, C.,Boucher, S., 2007. Credit constraints and productivity in Peruvian agricul- ture. Working Paper No. 07-005. Department of Agricultural and Resource Economics at the University of California - Davis. Retrieved from http://arelibrary.ucdavis. edu/ work- ing_papers/files/07-005.pdf
12. Hickman, S., 2006. Conservation agri- culture in northern Kazakhstan and Mongolia. FAO. Retrieved from http://www. fao.org/tc/tcp/kazakhstan_en.asp.
13. Hoff, K., Stiglitz, J.E., 1990. Imperfect information and rural credit markets, puzzles and policy perspectives. In Hoff, K., Braverman,A. & Stiglitz, J.E. (Eds.), The Economic of rural organisation. Theory, practice, and policy. Oxford University press for the World Bank.: pp. 33-52
14. McKinnon, R.I., 1973. Money and Capi- tal in Economic Development. Washington DC: Brookings Institution
15. Morduch, J., 1995. Income smoothing and consumption smoothing. Journal of Eco- nomic Perspectives 9 (3), pp. 103-114
16. Mpuga, P., 2008. Constraints in Access to and Demand for Rural Credit: Evidence from Uganda. African Economic Conference (AEC). African Development Bank, Tunis-Tunisia. Re- trieved from http://www.afdb.org/fileadmin / upl- oads/afdb/Documents/Knowledge/30753249-FR-122-MPUGA-ACCESS-AND-DEMAND-FOR- RURAL-CREDIT-ADB-CONF.PDF
Рецензия
Дәйектеу үшін:
. Проблемы агрорынка. 2015;(3):68-77.
For citation:
Gaisina S.H. DETERMINANTS OF BORROWING BEHAVIOR OF RURAL HOUSEHOLDS IN KAZAKHSTAN. Problems of AgriMarket. 2015;(3):68-77. (In Russ.)
Қараулар: 106
Мақаланы эл. пошта арқылы жіберу 